The easiest integration in the market. Proven, not promised.

VERIFICATION OF PAYEE

One platform for
European SEPA VOP

Meet Verification of Payee requirements without adding another complex payments project to your roadmap.

tell. provides a fully managed, API-first platform for SEPA VOP, helping banks, EMIs and PSPs become compliant quickly and cost-effectively.

Talk to tell.

First Pay.UK PSP Approved Aggregator

100+ banks and PSP’s supported

UK + EU coverage

CoP and SEPA VOP

Experience you can trust

We led the way with Confirmation of Payee and the first wave of VOP. Now we are taking that experience further across Europe.

tell. was the first Pay.UK PSP Approved Aggregator for Confirmation of Payee and is approved
to support the European Payments Council VOP scheme as a certified RVM.

Our technology supports more than 100 banks and PSP’s customers across the UK and Europe, backed by real experience delivering account verification in live payment environments and other services such as open banking enablement.

Fast – First Pay.UK PSP Approved Aggregator
Certified – Approved to support EPC VOP
Proven – More than 100 customers
Scaled – UK and European coverage
Simple – CoP and SEPA VOP through one platform
End to end – Fully managed, API-first technology
Fully supported – Implementation and ongoing operational support

The next VOP deadline

On 9 July 2027, Verification of Payee becomes mandatory for PSPs in the next group of EU markets:

Denmark
Hungary
Poland
Romania
Sweden
Bulgaria
Czechia

If your organisation sends or receives SEPA credit transfers, you will need to implementt VOP under the EU Instant Payments Regulation.

The requirement applies to both standard and instant euro credit transfers, giving payers an additional check that the name and account details they have entered belong to the intended recipient.

The challenge is not understanding the regulation. It is delivering compliance without adding another complex payments project to your roadmap.

More than VOP connectivity

We work with banks and payment providers throughout implementation, testing, onboarding and ongoing operation.

Our managed platform takes care of the technical and operational work behind VOP, helping your team stay focused on its customers and existing payments roadmap.

A single API

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Scheme connectivity

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Flexible name matching

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Requesting and responding

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Testing and implementation

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Hosting and data management

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Ongoing support

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Trusted by payment providers

I’ve had the chance to be part of establishing this great partnership with tell.money in the Open Banking space. This collaboration stands out because of their compliance excellence, adaptability to the evolving Open Banking landscape, and seamless tech and onboarding experience. Most importantly, it’s been awesome working with this great team behind the technology – thank you for your expertise and support throughout the process.

Annina Lehtimäki
Project Manager | Enfuce

A great CoP project with the team at tell.money!

Henry Hatton
Sales Director

Thanks for being a trusted partner over the last couple of years 🚀

Amar Kotak
Head of Commercial | Integrated Finance

CASE STUDY

From integration
challenge to live in days

A European payment provider needed a faster route to VOP without dedicating its internal engineering team to building and maintaining the service.

The provider also faced difficulties exposing a live API to handle incoming verification requests.

tell. hosted and managed the required data on its behalf, removing the need for a live connection into its environment.

Using tell.’s managed platform, the provider was able to:

Integrate through a single API and a data-sharing process

Avoid the complexity of scheme connectivity

Use a flexible
name-matching approach suited to its requirements

Remove the need to build and maintain the service internally

Move into testing and implementation faster

Get up and running in days

This removed significant technical and operational overhead, allowing the team to remain focused on its existing payments roadmap.

Ready to talk SEPA VOP?

Whether you are preparing for the July 2027 deadline or looking for a simpler way to implement VOP, tell. can help make the route forward simpler.

Get started

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