Verify

Confirmation of Payee (CoP) and Verification of Payee (VOP) – Ready for the EU. Seamless, secure, and one step ahead.

We led the way with CoP — now we’re doing it again.

We were the first Pay.UK PSP Approved Aggregator for Confirmation of Payee (CoP) and quickly became one of the UK’s most trusted providers.

Act now, the deadline for VOP is the 9th October 2025

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Talk to tell.

We Led the Way with CoP—

Now We’re Doing It Again

As the first Pay.UK PSP Approved Aggregator for Confirmation of Payee (CoP), we quickly became one of the UK’s most trusted providers. Even during the complexities of Pay.UK’s directory migration, we delivered an uninterrupted service to our partners.

Now, we’re bringing that same expertise and reliability to Verification of Payee (VOP) in the EU.

Benefits of CoP/VOP

Prevent Fraud

CoP has been proven to reduce Authorised Push Payment (APP) Fraud and invoice related fraud.

Reduce Mis-directed Payments

Allow an account names to be checked before a payment is initiated or collected.

Account Holder Confidence

Provide greater confidence that payments are being sent, and collected from, the intended account holder.

Compliance isn’t Optional

As a regulatory obligation, CoP and VOP are non-negotiable. So plug into tell.money rest easy.

Why Choose tell. for VOP?

We’ve already done the heavy lifting—making VOP an easy next step for you.

EPC-Listed & Ready to Go

We’re officially recognised as a Routing and/or Verification Mechanism (RVM) by the European Payments Council (EPC).

Seamless Integration

If you’re using CoP, VOP is just an evolution of your existing setup—no need to start from scratch.

Direct EPC Engagement

We’re actively working with the EPC to make integration into the European Directory Service (EDS) effortless for our partners.

No Middlemen, No Extra Steps

We handle the connection to EDS, so you can focus on your customers.

Be Ahead of the Curve

Get early access to sandbox and test environments to prepare for go-live.

VOP Key Milestones & What You Need to Do

March 2025 – The “adherence” process begins (documents released in Feb).

The adherence process has started. Your part? Just confirm participation, integrate with us, and set up your screen flows—we take care of the rest.

Need-to-Know Insights:

VOP checks are required for all payments (except corporates making mass payments, e.g. payroll).
No per-click fee from EPC—fees depend on the schemes you use.
Local or EBA schemes may still work, but won’t be covered by EPC’s liability protection in case of fraud.

Great partnership! Superb process working with the tell.money team!

Niklas Apellund
Co-founder | Enfuce

Great to partner with you Rob and congrats on tell.money’s BCorp Cert! It’s very tell. Perfectly echoes the values that the team bring to day to day business interactions around accountability and transparency.

Erica Katsambis
VP Sales & Partnerships | Railsr

Delighted to have partnered with the team over at tell.money. Special thanks to Rob France and David Monty. We look forward to working with you and continuing to offer our clients cutting-edge functionality.